LCA - provides the possibility of full or partial payment for the provision of medical and medical preventive services to the Insured in case of health disorders in accordance with the terms of the contract and the Insurance Rules.

Voluntary health insurance provides the following services to the insured, c
depending on the terms of the Insurance Contract: outpatient care; hospitalization in
hospital; surgical care; call an ambulance (including from number of commercial services); receiving dental care; medical supply;providing family doctor and office doctor services; management of pregnancy and childbirth, etc., depending on the needs and wishes of the Client.

Persons under the age of 60 are accepted for insurance. The list depends on the Insurance Program medical services, which will be reimbursed by the insurance company, and from the selected class - the amount and characteristics of medical insurance services, in particular: limits on treatment amounts, placement in luxury wards, the possibility of treatment in commercial and departmental medical institutions.


  • "LUXURY"
  • "ELITE +"

In the case of collective insurance, the insurance contract may include several classes of programs for each group of employees.

Insurance cases are insured need to obtain medical care in connection with acute illness, exacerbation of chronic disease, injury, poisoning or accidents in OTHERWISE period of the contract.

In the event of an insured event, the Insured (or his representative) must call the round-the-clock center of ST "AVESTA-INSURANCE" by phone numbers specified in the Insurance Contract, and report the following information: name, name of the insurance card, the circumstances of the insured event.

The insurance contract is valid on the territory of Ukraine, 24 hours a day. Usually, the insurance contract is concluded for 1 year.

Important conditions of the insurance contract are specified in the Rules of insurance of voluntary medical insurance (continuous health insurance) № 0314026 dated 23.01.2014. Pay attention to sections 5, 6.5, 11, 12, 13 of the above Insurance Rules.