MANDATORY CIVIL LIABILITY INSURANCE

According to the Law of Ukraine "On Compulsory Insurance of Civil Liability of Land Vehicle Owners", which entered into force on January 1, 2005, in the event of an accident, the guilty driver is liable to third parties for damage to their property and / or health. The driver will be sued for damages. These costs can be avoided or minimized if you insure your own.

Under the compulsory liability insurance program, insurance coverage extends to property interests related to compensation by the insured for damage caused to life, health, property of third parties as a result of vehicle operation.

The insured may be a person who owns (uses/operates) a vehicle on the basis of:

  • Property rights, economic ownership rights, operational management rightsLease agreement, lease agreement.
  • Loan agreement.
  • Property management agreement (including on the basis of trust ownership).
  • Commission agreements, instructions; agency agreement, power of attorney, etc.

Liability insurance for damage to life, health, property of third parties as a result of operation provides for the following types of contract:

  • Type 1 contract. A vehicle specified in the insurance contract is provided, which can be operated by any person legally.
  • Type 2 contract. Any vehicle of the specified category which is operated by the insured is provided.
  • Type 3 contract. A vehicle operated by the persons specified in the civil liability insurance contract is provided.

THE MANDATORY LIMIT OF INSURANCE LIABILITY IS SET IN THE SIZES:

UAH 100,000 PER ONE VICTIM

For damage to property of victims

UAH 200,000 PER ONE VICTIM

For damage caused to the life and health of the victims

THE TARIFF FOR COMPULSORY CIVIL LIABILITY INSURANCE DEPENDS ON:

  • vehicle engine capacity - for cars
  • load capacity - for trucks
  • number of seats - for busesterm of insurance
  • areas of predominant use of the vehicle
  • driving experience and the number of persons whose liability is insured under the contract
  • who uses the car: a legal entity or an individual

IN CASE OF SIMULTANEOUS CONCLUSION OF FIVE AND MORE AGREEMENTS (POLICIES) FOR LIABILITY INSURANCE FOR A PERIOD OF ONE YEAR INSURANCE PAYMENT FROM PAYMENT:

1

From 5 to 10 vehicles

2

From 10 to 20 vehicles

3

From 20 vehicles and more

The partner of TDV ST "AVESTA-INSURANCE" in this type of insurance is TDV IC "Alfa-GARANT"

Partners: